| Loan Amounts: |
$125,000 to $1,000,000 |
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| Rates: |
Highly competitive with a wide array of rate plans, including: |
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| Loan Terms: |
5, 7 and 10 year fixed terms followed by Floating Rate periods up to 30 years |
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15, 20, 25 or 30 year amortization |
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15 year fixed with 15 year amortization |
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20 year fixed with 20 year amortization |
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20 year fixed with 20 year amortization |
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30 year fixed with 30 year amortization |
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| Loan Value: |
Up to 75% |
| Clear Loan to Value: |
Up to 90% |
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| Eligible Properties: |
Tier I Multi Family and Mixed Use "UP TO 80% LTV" For Business owner occupied properties. (must occupy >35% of the total sq. ft. of property)" |
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Tier II Office, Retail, Warehouse, Auto, Self Storage, Mobile Home Park (<25% RV), Bed & Breakfast |
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| Territory: |
Available in most major markets |
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| Fees: |
Varies with type property and age |
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| Prepayment: |
Varies with loan program |
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| Arms Caps: |
Varies with loan program |
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| Arm Margin: |
Varies with loan program |
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| Credit: |
Minimum Credit Score 680 |
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| Additional Info: |
Dry Closings : 48 hours to fund |
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$600,000 to 1 Million Loan Amounts May require additional information |
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Tier III and IV Limited to $800,000 |
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Environmental Insurance required on all properties |
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Tax and Insurance Escrow Required |
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Trust, LLC, Corporate entity acceptable on all products with personal guarantee |
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Non-Seasoning Refinance, Minimum Score 680, lower LTV by 10% (no more then 1 deed transfer within the past 24 months) |
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Unlimited Cash Out on Refi's |
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Bankruptcy and Foreclosure not a problem |
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Loans are assumable upon approval |
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| Phase I: |
Not required on most properties |
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Our experts are ready at a moment's notice to provide you with the expertise and edge in all aspects of commercial real estate financing. |
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